Finance and Mortgage Blogs

Are you a spender or a saver?

Are you a spender or a saver?

Are you paid weekly, fortnightly or monthly? New research indicates that how often you’re paid has a pretty big bearing on whether you’re a saver or a spender. The research, conducted by small business platform Xero, shows that Aussies who receive their salaries...

How criminals steal your identity to steal your money

How criminals steal your identity to steal your money

Scams involving identity theft have cost Australians at least $16 million this year, and that figure is likely to be just the “tip of the iceberg”, says the Australian Competition and Consumer Commission (ACCC). Worryingly, four in every 10 Scamwatch reports so far in...

Have your smashed avo and eat it too!

Have your smashed avo and eat it too!

One of the most annoying myths for young homebuyers has to be the smashed avo breaky one. You know – to buy a property you have to forego delicious weekend breakfasts. Well, here are three easy recipes that prove otherwise. Today we’re going to have a little fun and...

Technology – Bank statements

/SMOOTH BANK STATEMENT COLLECTION @ DIAGNOSTICS & FINANCE// ???????? In a client meeting the goals and objectives you have are the best way to spend time. There is a lot of details at times in collecting information from you the client when it comes to an...

Got a spare pineapple? Pay off your mortgage faster

Got a spare pineapple? Pay off your mortgage faster

Reckon you could scrounge together an extra $50 each week to pay off your mortgage? If so, latest modelling shows the average household with a $400,000 loan could save $46,992 and pay off their home loan four years faster. This week we’re going to look at the benefits...

7 ways you can use a reverse mortgage

7 ways you can use a reverse mortgage

Got retirement on your radar? A reverse mortgage can help you improve your standard of living during your golden years. Today we’ll look at how some Aussies are using them. From 2014 to 2054, the number of people in Australia aged between 65 and 84 is likely to more...

Why Not Now For Home Loan

//SHOULD YOU HAVE MORE THAN ONE BANK❓❓// Run time /1:18/ ⏰⏰⏰ Sometimes on the home loan application we can get to a point that the home loan is a not now. This maybe because there would be a couple of items you have to address before the application would get...

SMEs need more support from lenders to grow: RBA

SMEs need more support from lenders to grow: RBA

The ‘pendulum may have swung a bit too far’ when it comes to the tight lending standards currently imposed on small businesses, says the Reserve Bank of Australia (RBA). Since the RBA cut the official cash rate to a new record low of 0.75% on Tuesday, most of the...

Granny flat could boost your property value by 30%

Granny flat could boost your property value by 30%

Backyard cricket pitch not getting much of a workout these days? Sick of your weekends being taken up with mowing and gardening? Installing a granny flat could be a lucrative solution – boosting the value of your home by 30% and adding around 27% to rental income....