Finance and Mortgage Blogs
Snow Ball Debt
//Desert Balling or SNOW Balling ☃️☃️// How many debts do you have? What are the interest rates? How big are they❓❓ So how to pay them off quickly.... Here is a suggestion ... How about we go after the SMALLEST first? ???????? Mainly because of how you will feel when...
30 Year Mortgages
//Are You Eligible For 30 Year Mortgage?// Can you gain a 30 year mortgage ????? Are you a mature applicant? ???? or do you just want to get some information to pay down debt and grow wealth? If you are over 55 and sometimes with some lenders over the age of 40 years...
Dangers In Settlement Approval Conditions
//DANGERS in Approval and Settlements????????// Conditions that are imposed post the Credit Manager approval being provided? I am seeing some more of these past the standard... SO what are they and how to address them...???????? 1. Standard ones are outlines in the...
Six ways to ride through life’s tougher times
Six ways to ride through life’s tougher times Sticking to a financial plan – such as paying off a mortgage – can be a long journey that’s punctuated by high highs and low lows. Here are some tips to get you through the tougher times. October is generally the month...
How to avoid getting bamboozled by a pesky salesperson
We’ve all done it. In a moment of weakness, a dodgy salesperson has persuaded us to hand over our hard-earned money for a purchase we didn’t really need, let alone want. Here’s how to politely rebuff a salesperson’s pressure tactics. Whether it was a shiny new car,...
Mortgage Repayments
//How Often To Pay Your Mortgage ????????// So you have a Home Loan or Mortgage... typically a home loan set to Monthly as when it settles there is a first payment to be made by the latest 30 days or 1 month after unless a direct debit agreement says otherwise....
How to choose your default Super fund
Choosing the right superannuation fund can be like navigating a maze. Just when you think you’re onto a winner you run into a dead end – whether that be because of high fees, hidden costs, or poor performance. Today we’ll break down the process of choosing a fund in 9...
Juicy cuts on the way? More lenders beginning to reduce rates
There’s been a lot of noise in the home lending and financial space recently, so there’s every chance you may have missed it, but some lenders are starting to cut rates. The RBA may have kept rates on hold for 30 consecutive months, but that hasn’t stopped lenders...
What Banks Do With Big Loans
//WHAT BANKS DO WITH BIG LOANS????????// What do you expect for pricing when you give lots of business to a business? Better more attractive Pricing???? So is it the banks encouraging more lending or brokers or the consumer.... hmmm. ???????? So if you’d like to find...
Technological budget killers to watch out for in 2019
As technology continues to evolve, so too do the challenges of keeping your family budget in check. This week we’re going to look at a couple of technological trends that could put your family budget under some real strain in 2019. Sure, having everything there at the...
