Finance and Mortgage Blogs

Low Deposit

I get it, it is hard to live and save! Tips: Hard Slog... Incorporate Savings into every day - If Rent is $2500/month and the new Mortgage is $3000/month you can easily afford $500 savings. If you can not save $500 now your Mortgage will guarantee you will when you...

Choosing the right investment ownership model

Choosing the right investment ownership model

  We all know that choosing the perfect investment and getting the timing right are both critical. What people often overlook, however, is selecting the right investment ownership model. How you own your investment – and with whom – is a decision you’ll want to...

Under the microscope: your micro-transactions

Under the microscope: your micro-transactions

  When it comes to money-saving and budgeting, many of us are in the dark as to where we should be making significant savings. A good place to start? Cutting down on ‘micro-transactions’. The lure of micro-transactions – purchases that are low in cost and trivial...

6 Christmas tips to help you save this silly season

6 Christmas tips to help you save this silly season

Most of us roll our eyes when we start seeing shopping centres spruik Christmas merchandise in November. While it’s important not to get caught up in the festivities too early, now’s actually a great time to start prepping to ensure your budget doesn’t blow out over...

Guidance needed for borrowers, industry body says

Guidance needed for borrowers, industry body says

  Property owners and prospective first home buyers are increasingly in need of clear guidance on home lending as the housing markets in Melbourne and Sydney begin to cool, says the Housing Industry Association (HIA). The RBA on Tuesday again resolved to leave...

Done your tax return yet? Time to get cracking

Done your tax return yet? Time to get cracking

Just like a Melbourne Cup winner tearing down the outside, the October 31 tax deadline can quickly rush up on you. As the Australian Tax Office can fine those who fail to get theirs in on time, it might be time to get cracking. The good news is you still have time to...

Keen for a sea change? Beat the Millennial rush

Keen for a sea change? Beat the Millennial rush

Buying a house by the sea in a little known coastal town is no longer reserved for retirees. New research shows that those flocking to coastal towns are now predominately young families. Most of us have dreamt of the days when we’ll one day be able to afford a house...

Will Property Prices Fall

Will property prices fall in 2018? In January 2017, CoreLogic’s monthly Home Value Index showed prices across the country’s capital cities had risen 10.7 per cent year on year. However, the latest index reveals annual gains have more than halved to 5.2 per cent. Are...

Drawing Up A Budget

Drawing up a budget to buy a new home Buying a house is probably the biggest financial commitment you'll ever make; you don't want to make it without planning thoroughly. Let's talk budgeting. For most people, buying a house is the most significant financial...