Finance and Mortgage Blogs
Debt consolidated – did you call the bank to get the closed account statement
//NOW YOUR MIND IS CLEAR - Debts in ONE// Now you have achieved all 5 of your debts into one! or some of them. Have your...
In this together: help us help you
Higher interest rates, increased fees, less flexibility, and fewer options. That’s how borrowers will lose out if the banking Royal Commission’s recommendations around how mortgage brokers are paid are implemented. Here’s how you can have your say! You may have seen...
How to spread some free Xmas cheer these holidays
Did you know there’s around $1.1 billion owed to Aussie families in unclaimed shares, bank accounts and life insurance? With the festive season just around the corner, here’s how to find some long lost funds for you and your family in less than one minute. They say...
SMEs in financial trouble urged to seek a helping hand early
Small business owners experiencing financial difficulties are often leaving it too late to seek help from a trusted adviser before going bust. That’s one of the key factors contributing to small business insolvencies being explored by the Australian Small Business and...
Greater protections for borrowers under new debt collection guidelines
Borrowers struggling to stay afloat will be offered greater protection from debt collection agencies under new guidelines being applied by Australian banks. As recently reported by the ABC, debt collectors can legally sue to recover debts as little as $5,000, with one...
Floating the idea of refinancing your home loan?
When it comes to refinancing your home loan, it’s a case of reward vs risk. Let us step you through some of the most common questions and concerns. Refinancing your home loan is the process of either extending or replacing an existing loan with your current financial...
Why it might be time to consider a principal-and-interest home loan
Australians have gravitated towards the benefits of interest-only home loans in high numbers in years gone by. But a raft of changes mean it might be a good time to start looking into the principal-and-interest option instead. In Australia, four out of every ten...
Unencumbered Property Wanting A Loan Where Are The Title Deeds
//SO YOU FULLY OWN YOUR PROPERTY// Unencumbered Property --- what is that? It means you own the whole property without the...
What is a housing bubble and should I be worried?
You’ve probably heard about “the Australian housing bubble”. You may even have heard that it could one day burst. But is there really any cause for alarm? You may be forgiven for thinking all your friends are property experts, the way so many speculate about rising...
Do your kids have the skills they need for tomorrow?
Half of all Australian parents don’t believe their children are equipped with the skills needed to thrive in future. Are you setting your kids up for success? In a recent big bank survey of 94,706 Aussie parents, 50% of respondents replied ‘no’ when asked whether...